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Why I don’t play the insurance game

Originally written by Marc A Berman, DC on Sept. 28, 2011

is great for many things.

It is supposed to protect us from a
catastrophic loss.

Something that might be so
horrendous that it would devastate us physically or financially.

How does insurance apply to our
health?  Does insurance cover health or does it cover disease?

The field of  medicine seems to work best by offering to repair the damage (or at least to deal with the
damage).  Most likely, insurance will cover some of the cost for an appendectomy or some other surgery.  Perhaps insurance will even pay for high blood pressure or high cholesterol medication or treatments.  It also
is likely to consider payment for therapy for an injury.

Chiropractic, on the other hand (pun intended), works best by offering to assist in the optimal functioning of the body by removing disturbances to the body’s innate intelligence.  Rather than waiting for the damage to appear, a chiropractor should be able to ascertain whether obstacles (vertebral subluxations) to our body’s innate ability to adapt to our ever-changing environment  is present. The chiropractor realizes that maximum life cannot be achieved when there are subluxations.

I recall a number of years ago, my cousin had just moved into a new house.  On a hill about 15 feet from the
house was a diseased, but mostly dead, 50 foot tall tree.  It was obvious that when the tree fell, it would fall on the house.  At a minimum, it would do damage to the house, possibly injuring or even killing someone.
He contacted a number of tree experts who recommended that the tree be removed.  The cost was about $1000.  He contacted his homeowners insurance and asked for assistance.  Basically, they informed him that
they would not pay for the removal of the tree, however, their responsibility would begin after the damage was done.

In life there will always be dead and dying trees (subluxations) that may interfere with the quality of your home (life).  If you care about your home, your family and how you wish to exist (without fear of a falling tree), you will take action and be proactive as opposed to reactive.

There are plenty of insurance companies that will pay for sick or disease care. I love not having to get the insurance card before a patient arrives and then calling the insurance company to determine which diagnosis will provide the maximum number of treatments.

Whatever level of health you are experiencing, this office offers to work with you to help remove the obstacles
preventing you from maximizing your HEALTH potential.

That’s better than maximizing the number of treatments from your insurance company for some sickness.


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